É«¶à¶àÊÓƵ

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. É«¶à¶àÊÓƵ coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. É«¶à¶àÊÓƵis a division of AXA Group providing products and services through three business groups: É«¶à¶àÊÓƵɫ¶à¶àÊÓƵ, É«¶à¶àÊÓƵReinsurance and É«¶à¶àÊÓƵRisk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued É«¶à¶àÊÓƵ Policies. In the US, the É«¶à¶àÊÓƵinsurance companies are: AXA É«¶à¶àÊÓƵ Company, Catlin É«¶à¶àÊÓƵ Company, Inc., Greenwich É«¶à¶àÊÓƵ Company, Indian Harbor É«¶à¶àÊÓƵ Company, XL É«¶à¶àÊÓƵ America, Inc., XL Specialty É«¶à¶àÊÓƵ Company and T.H.E. É«¶à¶àÊÓƵ Company. In Canada, coverages are underwritten by XL Specialty É«¶à¶àÊÓƵ Company - Canadian Branch and AXA É«¶à¶àÊÓƵ Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

This document shall not be construed as indicating the existence or availability under any policy of coverage for any particular type of loss or damage. The provision of any service does not imply that every possible hazard has been identified at a facility or that no other hazards exist. É«¶à¶àÊÓƵɫ¶à¶àÊÓƵ and partners does not assume, and shall have no liability for the control, correction, continuation or modification of any existing conditions or operations. We specifically disclaim any warranty or representation that compliance with any advice or recommendation in any document or other communication will make a facility or operation safe or healthful, or put it in compliance with any standard, code, law, rule or regulation. Save where expressly agreed in writing, É«¶à¶àÊÓƵɫ¶à¶àÊÓƵ and its related and affiliated companies and partners disclaim all liability for loss or damage suffered by any party arising out of or in connection with our services, including indirect or consequential loss or damage, howsoever arising. Any party who chooses to rely in any way on the contents of this document does so at their own risk.